If you live in Illinois and are enrolled in Rivian’s healthcare insurance, you have the option to enroll in Curaechoice. When you use participating Curaechoice providers, covered services have no copay, deductible, or coinsurance. Curaechoice is not insurance and does not replace your Rivian health plan. It works alongside your existing coverage and can only be used as primary coverage for participating providers.
Coverage Includes
- Medical care through contracted Curaechoice physicians, specialists, and facilities.
- $0 prescriptions at participating retail, specialty, and mail‑order pharmacies.
- Curaechoice does not cover services provided by out‑of‑network providers.
Note: If you are enrolled in a High Deductible Health Plan (HDHP) with an HSA, you may need to meet your IRS-defined deductible before Curaechoice’s $0 benefit applies. You’ll see this during your consent form process.
How to Enroll
You can enroll in Curaechoice at any time. Click Here to Register.
Reminder: You must be enrolled in Rivian’s health insurance and live in Illinois to be eligible for Curaechoice.
How to Access Care
- Curaechoice ID Cards for Care Use the Curaechoice Mobile App to access your medical and pharmacy virtual ID cards (vCards) for check‑in at doctor offices and pharmacies.
- Find providers: Search for in‑network medical and pharmacy providers in the app or at curaechoice.net.
Find Out How Your Medication is Covered
BeneCard PBF manages Curaechoice pharmacy benefits. A formulary is a list of covered generic and brand‑name drugs and the level of coverage for each.
- Most generic and preferred brand‑name prescriptions are covered at $0 when filled at participating pharmacies.
- Some medications may require prior authorization or have quantity limits.
Check What Drugs Are Covered
- Use the Curaechoice mobile app
- Call BeneCard PBF at 833-369-0780
- Visit the BeneCard PBF website
For Members with HSA Plans
If you’re enrolled in a High Deductible Health Plan (HDHP) with an HSA, federal law requires that you meet your IRS-defined deductible before $0 out-of-pocket benefits can apply. To participate, you’ll need to:
- Complete a Curaechoice payment consent form
- Keep an HSA debit card and credit card on file for qualified expenses
- Pre-fund your HSA each plan year up to 50% of the IRS minimum deductible
