Anthem Medical Plans

Anthem PPO 1000

If you prefer a lower deductible, the Anthem PPO 1000 may be the best fit for you. It allows you to select your health care providers, preferred doctor, labs, and most convenient pharmacy. However, it does come with higher costs per paycheck. Keep in mind that costs for care and services will vary, and will be lower and more predictable when you choose in-network providers. Highlights include:

• The in-network deductible is $1,000 for employee-only coverage and $3,000 for employee-plus-dependents coverage.
• For in-network primary care visits (including virtual visits), you pay a $20 copay per visit. Specialist visits are $40 per visit. Other services generally require coinsurance.
• For most other in-network services, you pay 20% coinsurance after meeting your deductible. Emergency room visits require a $250 copay per visit (deductible does not apply).
• The out-of-network deductible is $2,000 for employee-only coverage and $6,000 for employee-plus-dependents coverage.
• The in-network out-of-pocket maximum is $3,500 for employee-only coverage and $7,500 for employee-plus-dependents coverage. Out-of-network limits are higher.

View plan document

Anthem PPO HSA 1700

If you’re looking for a lower monthly premium and want to pair your medical plan with a Health Savings Account (HSA), the Anthem PPO HSA 1700 may be a good fit. This plan offers the flexibility to choose your health care providers and includes a higher deductible that can be paid using HSA funds. You can also save HSA dollars for future health care expenses—including in retirement. When you enroll in a PPO HSA plan, you can contribute pretax dollars to an HSA to pay for eligible health care expenses, and Rivian contributes too. Highlights include:

• The in-network deductible is $1,700 for employee-only coverage and $3,400 for employee-plus-dependents coverage.
• After meeting the deductible, most in-network services are covered at 20% coinsurance. Preventive care is covered at no cost when you use in-network providers.
• The out-of-network deductible is $3,200 for employee-only coverage and $6,400 for employee-plus-dependents coverage.
• The in-network out-of-pocket maximum is $2,500 for employee-only coverage and $5,000 for employee-plus-dependents coverage. Out-of-network limits are higher.
• To be eligible for an HSA, you must enroll in the Anthem PPO HSA 1700 medical plan. Existing HSAs remain with HealthEquity, and funds can be used for eligible expenses at any time.

Learn more about Health Savings Accounts (HSAs)

View plan document

Anthem PPO HRA 3500

If you’re looking for lower per-paycheck costs and want employer-funded help with out-of-pocket expenses, the Anthem PPO HRA 3500 may be a good fit. This plan includes a Health Reimbursement Account (HRA)—instead of a Health Savings Account (HSA)—that Rivian funds to help offset your deductible and other eligible health care costs. You can choose your health care providers, and costs are generally lower when you use in-network providers. Highlights include:

• The in-network deductible is $3,500 for employee-only coverage and $7,000 for employee-plus-dependents coverage.
• After meeting the deductible, most in-network services are covered at 20% coinsurance. Preventive care is covered at no cost when you use in-network providers.
• The out-of-network deductible is $7,000 for employee-only coverage and $14,000 for employee-plus-dependents coverage.
• The in-network out-of-pocket maximum is $4,500 for employee-only coverage and $9,000 for employee-plus-dependents coverage. Out-of-network limits are higher.
• Rivian contributes to your HRA at the start of the plan year—$750 for employee-only coverage and $1,800 for employee-plus-dependents coverage—to help pay for eligible health care expenses. HRA funds are available at the start of each plan year but do not roll over year over year and cannot be taken with you if you leave Rivian.

Learn more about Health Reimbursement Accounts (HRAs)

View plan document

Enhanced Benefits

Anthem offers enhanced benefits and whole-person care, streamlining your access to medical benefits, mental and emotional well-being support, lifestyle management programs, and more.  View All Programs Flyer.

• Anthem Total Health Total You, a holistic program that can help you take better care of yourself, from managing chronic illness, to scheduling regular checkups, to finding the right doctor for you.  
• Hinge Health, for Rivian employees and dependents (18+) enrolled in the Anthem medical plan: complimentary access to Hinge Health. This digital exercise therapy program helps relieve joint and muscle pain, including back, knee, and ankle discomfort, through personalized exercises and one-on-one support from health professionals—all from the convenience of your home.
• Anthem LiveHealth Online, which provides 24/7 access to telehealth or virtual care, usually in 10 minutes or less; licensed therapists, psychiatrists and routine care included.
• Building Healthy Families, a digital support program with tools and information no matter what stage of parenthood you’re at or what your family structure looks like.  
• 24/7 Nurseline, connecting you with a registered nurse who can answer your health questions anytime and counsel you on where to go for care. 
• Autism Spectrum Program, supporting families with children on the Autism Spectrum with a care manager who can help coordinate and customize care and resources.  
• Inclusive Care, supporting LGBTQIA+ community members with access to experienced healthcare professionals, counseling, workplace support, concierge support, education and support for family members and friends and more. 
• Preventative care recommendations that can be covered with no co-payment and that do not apply to the calendar year deductible for In-network providers. 
• Save money with special offers and discounts for dental, hearing, vision, family and home, pet insurance, health and fitness.
• Access legal, financial and identity recovery services through your Anthem EAP: Consult with a lawyer, improve your finances, monitor or recover your identity

Resources & Contact Information

Anthem Health Guides can be reached at 833-824-2275, Monday through Friday, 6:00 am-8:00 pm MT to assist with locating providers, reviewing plan coverage, continuation of care questions, etc.

Find an Anthem provider:

• “National Blue Card PPO Network” is for all plans in all states *excluding Georgia and Florida*
• “GA Blue Open Access POS” is to find a provider in Georgia
• “FL Network Blue Select Network” is to find a provider in Florida

How to access your ID cards

Visit the Anthem x Rivian Microsite for additional information

Manage your Anthem Health Care in one place with the Sydney Health Care app where you can find care, get health records, Medical ID cards, virtual care, community resources and much more.